Life insurance provides the peace of mind that your family and property will be protected financially in the event of your death. It pays out a lump sum of money upon death for things such as:

• the payment of your funeral costs and the legal costs associated with your estate;
• it may replace your lost income for your spouse or dependants;
• child-raising costs and on-going education costs;
• repayment of mortgage or debts so that your loved ones don’t have that burden;
• monetary gifts to loved ones or favourite charities

Many policies include a terminal illness benefit whereby all or part of the life insurance amount may be paid out early if you are diagnosed with a terminal illness.

How Much Should You Insure Yourself For?

That’s where we can help. It’s really hard to think about something difficult like what impact your death would have on the people around you. We can help you to calculate the level of cover you need to put the protection in place that will give you peace of mind.